Campervan Insurance in the UK: What You Need to Know

Insuring a campervan conversion is different from insuring a standard car or a coachbuilt motorhome. Getting the right policy from the start matters — both for protecting your investment and for making sure you are properly covered in the event of a claim.

What type of insurance do you need for a campervan?

A converted panel van can be insured as a campervan, a motor caravan or, in some cases, as a commercial vehicle. The policy type you use should reflect how you use the vehicle. A specialist campervan insurer (rather than a standard car insurer) is usually the right choice for a premium conversion — they understand the valuation, the fixtures and the risks involved.

Agreed value vs market value policies

An agreed value policy settles at a pre-agreed figure in the event of a total loss — important when your campervan has significant conversion value that would not be captured in a standard book valuation. For a new Bossway campervan costing £65,000–£95,000, an agreed value policy is strongly recommended. Market value policies often settle for less than the vehicle is worth to you.

What affects the cost of campervan insurance?

Key factors include: vehicle value, annual mileage, where you store the vehicle, your claims history, how many months of the year you plan to tour and whether you ever sleep abroad. Specialist insurers offer tailored policies for regular tourers, seasonal users and those who wild camp.

Popular UK campervan insurance providers

Specialist campervan insurers in the UK include Comfort Insurance, Safeguard, Adrian Flux, Brentacre and Leisuredays. Comparison sites do not always include the best specialist options — calling a specialist broker directly is often worth the extra few minutes.

Does Bossway advise on insurance?

Bossway does not sell or arrange insurance, but we can point customers toward the right specialist insurers for a new conversion. Call 01733 609930 or ask when you visit the workshop.